Privacy Policy

Baldikoski Enterprises LLC (“we,” “us,” or “our”) is an independent licensed insurance brokerage located at 346 Alva Ln, Costa Mesa, CA 92627-2371. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or request an insurance quote.

We collect information you voluntarily provide, including your name, phone number, email address, mailing address, desired coverage type and amount, and any notes or health and household details you choose to share. We also collect limited technical data such as browser type, device information, and pages visited.

We use your information to prepare and deliver insurance quotes, submit applications to carriers on your behalf, respond to your questions, service existing policies, provide claims assistance, and send you informational or marketing communications you have consented to receive.

If you check the SMS consent box on our quote form, you agree to receive informational and marketing text messages from us at the number provided. Consent is not a condition of purchase. Message and data rates may apply and message frequency varies. Reply STOP to cancel or HELP for help. Full program details appear in our Terms of Service & SMS Terms.

We share your information only as needed to serve you: with insurance carriers and their underwriters to obtain quotes and issue coverage, with service providers who support our operations under confidentiality obligations, and when required by law or to protect our legal rights. We do not sell your personal information.

We maintain administrative, technical, and physical safeguards designed to protect your personal information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

We retain your information for as long as necessary to provide services, comply with insurance recordkeeping and legal obligations, and resolve disputes.

You may request access to, correction of, or deletion of your personal information, and you may opt out of marketing communications at any time by replying STOP to a text, using the unsubscribe link in an email, or contacting us directly. California residents may have additional rights under applicable state privacy law.

Our website is not directed to children under 13, and we do not knowingly collect personal information from children.

We may update this Privacy Policy from time to time. Updates take effect when posted with a revised date on this page.

Baldikoski Enterprises LLC — Attn: Andrew Baldikoski
346 Alva Ln, Costa Mesa, CA 92627-2371
Phone: (949) 444-6915
Email: andrewbaldiff@gmail.com